Project Financing
Project Financing
Empowering businesses and entrepreneurs with flexible financing solutions to drive growth, innovation, and economic prosperity across Iraq.
Project Finance
Empowering Your Business Growth
- SME Finance
- Kurdistan Youth Project
We assist in developing projects and increasing their productivity in pursuit of economic growth and reducing unemployment.
Discover the exclusive advantages we offer to support your business.
Our SME Finance includes the following benefits:
- Funding up to a maximum of 50 million IQD.
- Financing within Islamic financing formats.
- Repayment periods of up to 36 months.
- Payments are made directly to the supplier.

Requirements
Terms and Conditions Documents
Documents
- National ID – Citizenship Certificate – Food Ration Card – Modern Residence Endorsement or Housing Card – Unified ID – Copy of passport if available
- Lease contract of the shop
- Feasibility study by a certified accountant
- Official license for the project
Benefits
- Support for various sectors: Agriculture, Industry, Trade, Healthcare, Education, Tourism
Conditions and Guarantees
- Providing an acceptable property guarantee.
- Providing guarantors whose salaries are domiciled with the bank and are acceptable.
- Fees for real estate inspection amounting to 60,000 IQD.
- Promissory note issued by our bank (certified by the execution office).
Kurdistan Youth Project
One of Amanat Bank’s initiatives to support youth in the region, empowering them in society, providing self-employment opportunities that promote commercial activity and investment in the region to reduce unemployment and enhance welfare, with easy terms, flexible repayment periods, and suitable returns.
- Financing up to 25,000,000 IQD under the conditions below:
- The return of profit is calculated at 6% per year.

Requirements
Terms and Conditions Documents
Documents
- Submission of legal approvals, official documents, and economic feasibility studies for the project to be financed.
Financing Field
- Support for Existing Small and Medium Enterprises
- Contribute to Building and Financing New Projects
Conditions
- The age of the finance applicant is between 20 and 35 years old.
- The purpose of the funding does not contradict with the provisions of Islamic Sharia.
- Providing guarantors whose salaries are domiciled with the bank and are acceptable.
- The maximum term for financing is five years.
- Providing an acceptable property guarantee.