Visa Debit Cards
Choose Your Perfect Card
From everyday convenience to premium privileges, our Visa debit cards are designed to fit your lifestyle—secure, accepted worldwide, and backed by Amanat Bank.
Your Card, Your Choice
Banking That Fits Your Life
Whether you’re looking for everyday convenience, premium benefits, or the ultimate banking experience, Amanat Bank has a Visa debit card that’s perfect for you. All our Visa cards offer:
Global acceptance at millions of locations worldwide
Advanced fraud protection and 24/7 monitoring
Contactless payments for quick and convenient transactions
Real-time transaction alerts via SMS and mobile app
Everyday Banking
Classic
Apply for Classic
Simple. Secure. Everyday
Free monthly fee
The Classic Visa debit card offers everything you need for everyday banking—secure, reliable, and easy to use.Free ATM Withdrawals
Access your cash anytime, anywhere with no ATM fees.Contactless Payments
Tap and pay for quick and secure transactions.24/7 Fraud Monitoring
Round-the-clock protection for your transactions.SMS Transaction Alerts
Stay informed with real-time notifications.
Gold
Upgrade to Gold
Elevate Your Banking
$5 per month
Upgrade to the Gold Visa debit card and enjoy premium benefits, priority support, and exclusive perks.All Classic Features Included
Plus everything from the Classic card.Priority Customer Support
Get faster assistance from our dedicated support team.Higher Spending Limits
Enjoy increased daily spending limits for flexibility.Travel Insurance Included
Peace of mind whenever you travel.Exclusive Partner Discounts
Save on shopping, dining, and more.
Most Popular
Elite Banking
Platinum
Explore Platinum
The Ultimate Experience
$15 per month
Experience the pinnacle of banking with the Platinum Visa debit card—designed for those who demand the very best.All Gold Features Included
Everything from Gold, plus exclusive premium benefits.Dedicated Personal Banker
Your own banking expert for personalized service.Unlimited ATM Fee Rebates
Use any ATM worldwide with no fees.Premium Travel & Concierge
VIP travel services and dedicated concierge support.VIP Event Access
Exclusive invitations to premium events and experiences.Find Your Perfect Match
Compare our three Visa debit cards side by side to find the one that best fits your lifestyle and needs.
| Features | Classic | Gold | Platinum |
|---|---|---|---|
| Monthly Fee | Free | $5 | $15 |
| ATM Withdrawals | Free | Free | Unlimited Rebates |
| Contactless Payments | ✓ | ✓ | ✓ |
| Fraud Monitoring | ✓ | ✓ | ✓ |
| SMS Alerts | ✓ | ✓ | ✓ |
| Priority Support | — | ✓ | ✓ |
| Higher Spending Limits | — | ✓ | ✓ |
| Travel Insurance | — | ✓ | ✓ |
| Partner Discounts | — | ✓ | ✓ |
| Dedicated Banker | — | — | ✓ |
| Travel & Concierge | — | — | ✓ |
| VIP Event Access | — | — | ✓ |
| Apply | Upgrade | Explore |
Your Card Is Protected
Every Amanat Bank Visa debit card comes with industry-leading security features to keep your money safe and give you peace of mind.
24/7 Fraud Monitoring
Advanced AI-powered systems monitor your transactions around the clock to detect and prevent suspicious activity.Zero Liability Protection
You are not responsible for unauthorized transactions made with your card—we’ve got you covered.Advanced Encryption
All card data is encrypted using industry-standard protocols to protect your information at every step.Real-time Alerts
Receive instant SMS and push notifications for every transaction, so you always know what’s happening with your card.Card Lock/Unlock
Instantly freeze or unfreeze your card from the mobile app if you misplace it or suspect fraud.Global Acceptance
Use your card securely at millions of merchants and ATMs worldwide with Visa’s trusted network.Know Your Limits
Each card tier comes with different daily limits designed to match your lifestyle and spending habits.
| Limit Type | Classic | Gold | Platinum |
|---|---|---|---|
| Daily ATM Withdrawal | $500 | $1,000 | $2,500 |
| Daily Purchase Limit | $1,000 | $2,500 | $5,000 |
| Monthly Purchase Limit | $10,000 | $25,000 | $50,000 |
| Maximum Balance | $10,000 | $25,000 | Unlimited |
| ATM Rebates (Monthly) | — | — | Unlimited |
Limits may be adjusted upon request. Please contact your branch or relationship manager for personalized limit adjustments.
Transparent Pricing
We believe in complete transparency. Here is a clear breakdown of all fees associated with your Amanat Bank Visa debit card.
| Fee Type | Classic | Gold | Platinum |
|---|---|---|---|
| Monthly Maintenance Fee | Free | $5 | $15 |
| ATM Withdrawal (Local) | Free | Free | Free |
| ATM Withdrawal (International) | $2.50 | $1.50 | Free |
| Card Replacement Fee | $10 | Free | Free |
| Overdraft Fee (per occurrence) | $25 | $25 | $20 |
| Foreign Transaction Fee | 3% | 2% | 1% |
| Cash Advance Fee | 3% | 2.5% | 2% |
All fees are subject to change with prior notice. For the most up-to-date fee schedule, please visit any branch or contact our customer service team.
Trusted Worldwide
Why Visa
Visa is the world’s most recognized payment brand, trusted by millions of people and businesses across the globe. When you choose a Visa debit card from Amanat Bank, you choose:Global Acceptance
Accepted at over 70 million merchant locations in more than 200 countries and territories.Advanced Security
Industry-leading fraud prevention and 24/7 monitoring to protect your transactions.Innovation & Convenience
Contactless payments, digital wallets, and real-time transaction alerts for seamless banking.
How to Apply
Getting your Amanat Bank Visa debit card is quick and easy. Follow these simple steps to get started.
1
Visit a Branch
Visit any of our branches in Erbil, Sulaymaniyah, Duhok, or Halabja.2
Complete the Application
Fill out the simple application form and provide your valid identification.3
Receive Your Card
Get your Visa card instantly and start using it right away.Card FAQs
Quick answers to the most common questions about our Visa debit cards.