Money Transfer

Internal Transfer

This service allows financial transfers between the customer’s own accounts with the bank or to other customers’ accounts within the bank.

Transfers between the customer’s own accounts or to accounts within Amanat Bank using the following services:

• Mobile Banking Services.
• Internet Banking Services.
• Amanat Bank ATMs.
• Or by visiting one of the bank’s branches.

Internal Transfer Conditions:

• Transfers must be between accounts of the same currency.
• Sufficient balance must be available for the transfer.
• The transfer is subject to the electronic transaction limits set and announced by the bank.
• The account being transferred from or to must be active and not frozen, restricted, or suspended.
• The contact details and personal information of the sender must be up-to-date.

Local Transfer

Conducting local transfers within Iraq between the bank and other banks through the (RTGS) system after verifying the customers’ personal information as stipulated in the instructions of the Central Bank of Iraq, with the necessity of having an account for both the sender and the recipient.

Internal transfers (CT) is a service available to customers to make internal transfers between bank customers to other people in other banks, so that the transfer is direct to the branch to which the transfer is made and very quickly.

Local Transfer Conditions:

• Availability of account balance and the value of fees and commissions.
• Name and address of the beneficiary bank and SWIFT code.
• Existence of the beneficiary’s account, IBAN, and name at the beneficiary bank.
• The transfer must be in the same currency as the account or approved currencies by the bank for transfer.
• The beneficiary must not be among the individuals prohibited from dealing or listed on local or global sanctions lists.
• The transfer amount limit is subject to the Central Bank of Iraq regulations and the bank’s internal policy.
• Availability of the unified national ID or a valid passport for the sender.
• Provide a reason and justification for the transfer: for example, an invoice, proof of student status, medical report, or any convincing reason for the bank.
• The contact details and personal information of the sender must be up-to-date.
• Signing the approved transfer request at the bank.

International Transfer

If you want to send your money abroad, we can easily do it at Amanat Bank through our Correspondent Banks’ network by SWIFT.

Swift Code: AMANIQBAXXX

International Transfer Conditions:

• Availability of account balance and the value of fees and commissions.
• Name and address of the beneficiary bank and SWIFT code.
• Availability of the IBAN and beneficiary’s name at the beneficiary bank.
• The beneficiary must not be among the individuals prohibited from dealing or listed on local or global sanctions lists.
• Availability of the unified national ID or a valid passport for the sender.
• The transfer must be in the same currency as the account or in currencies approved by the bank, as per the instructions of the Central Bank of Iraq.
• The transfer amount limit is subject to the Central Bank of Iraq regulations and the bank’s internal policy.
• Availability of a reason and supporting documents for the transfer, such as an invoice, documentary credit, student proof for studying abroad, or medical reports for treatment abroad.
• The contact details and personal information of the sender must be up-to-date.
• Signing the approved transfer request at the bank.