Empowering Iraq's Future
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Banking that builds Iraq’s future

Since 1993, Amanat Bank has provided secure, modern financial services to individuals and businesses across Iraq. We combine decades of stability with innovative digital solutions to help you manage your money with confidence.

Explore Our Services

Quick Services

Everything you need, right at your fingertips

Salary Banking

Exclusive benefits, zero-fee accounts, and priority loan offers when your salary is transferred to Amanat Bank.

Mobile Banking

Check balances, make transfers, and pay bills anytime, anywhere with our secure mobile app.

Cards & ATMs

Debit cards accepted worldwide, plus 24/7 access to our network of ATMs across Iraq.

Security

Multi-layer encryption, fraud monitoring, and zero-liability protection keep your money safe.

Why Amanat Bank

Four reasons to choose us as your financial partner

Stability

Over 30 years of financial excellence, with a strong capital base and a reputation for reliability in every economic climate.

Personal Touch

Dedicated relationship managers take the time to understand your goals and offer tailored solutions, not one-size-fits-all products.

Innovation

We invest in cutting-edge digital tools – from mobile banking to AI-driven insights – without making technology feel complicated.

Community

Deeply rooted in Kurdistan and Iraq, we support local businesses, create jobs, and reinvest in the communities we serve.

Salary Banking

Switch your salary to Amanat Bank and unlock exclusive benefits: zero-fee current accounts, free debit cards, preferential loan rates, and priority service at all branches.

Learn more

MyAccount Partnership

Exclusive corporate packages that reward your employees with special banking privileges. We tailor benefits for businesses of any size, from startups to large enterprises.

Discover MyAccount

Mobile App

Mobile banking app mockup

Bank on the go

Take full control of your finances from your smartphone. Our app is designed for simplicity and security, giving you the power to manage your money wherever you are.

  • Real‑time balance updates and instant fund transfers
  • Bill payments and mobile top‑ups in seconds
  • Lock/unlock your card directly from the app
  • Chat with a real support agent 24/7

Banking Features

Fast Transfers

Send money domestically or internationally in minutes, with competitive exchange rates and low fees.

24/7 Access

Our online banking and ATM network are always available – holidays, weekends, and late nights.

Fraud Protection

AI-powered monitoring detects unusual activity instantly, and our team acts before you even notice.

Smart Insights

Get personalised spending reports and budgeting tools to help you reach your financial goals faster.

Security You Can Trust

SSL Encryption
All data is encrypted in transit and at rest
PCI DSS Compliant
We meet the highest payment card security standards
2FA Authentication
Extra login layer to prevent unauthorised access
Zero Liability
You won’t be held responsible for fraudulent transactions

Amanat Bank by Numbers

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Years of Trust
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Happy Customers
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Branches
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% Secure

Our Branches

Visit us at one of our four locations across Kurdistan

Erbil

Manager: Dr. Solav Zrar Ekram
Tulip Towers, Zagros, Erbil 44001
+964 (0) 771 870 1212

Sulaymaniyah

Manager: Mr. Azad Adnan Mahmood
Malik Mahmwd St, next to Harem Hospital
+964 (0) 771 870 1414

Duhok

Manager: Mr. Amjad Rahim Saeed
Andaziaran St, Duhok
+964 (0) 771 870 2228

Halabja

Manager: Mr. Sheerin Mohammed Ali
Zanko St, Halabja
+964 (0) 771 870 3130

News & Announcements

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New Branch Opening in Erbil

January 2026

Amanat Bank expands its reach with a state-of-the-art branch in the heart of Erbil, bringing easier access to our full range of services.

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Launching Mobile App 3.0

March 2026

Faster transfers, biometric login, and a redesigned interface – our new app sets the standard for banking in Iraq.

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Amanat Bank Wins Banking Award

June 2026

We are proud to be named Most Trusted Bank in Kurdistan for the third year running – thank you to our loyal customers.

Frequently Asked Questions

Visit any branch with your civil ID and proof of address. Our friendly staff will guide you through the process – it usually takes less than 30 minutes.
Absolutely. We are fully regulated by the Central Bank of Iraq, use bank‑grade encryption, and insure deposits up to the legal limit.
Call us at +964 (0) 771 870 1212, email erbil.head.office@amanatbank.com, or visit any branch during working hours (8:30 AM – 3:00 PM).

Contact Us

Have a question? Send us a message and we’ll get back to you shortly.